William Fowler has not received any gifts yet
New final Reg. Z changes, effective April 1, 2011 (no April Fool's prank here), are meant to, in the Fed's words, "protect consumers in the mortgage market from unfair or abusive lending practices that can arise from certain loan originator compensation practices." These regulations will also apply to auto dealers acting as loan originators for their customers.
So what does this mean? It means dramatic…
Congress has enacted a number of consumer protection and civil rights laws directly related to the activities of financial institutions since the late 1960s. Most transactions involving consumers and financial institutions are covered by these laws. These consumer protection regulations and laws impact virtually all bank operations. E-net offer solutions and services during the origination cycle to help financial institutions remain compliant with their stringent regulatory and internal…Continue
Since China has come to visit us I thought you might want to consider these facts when looking to the Future and the economy:
Imploding China Forbids Sale of Land
Friday, March 26, 2010 - by Staff Report
The Ministry of Land and Resources has ordered a temporary ban on the sale of land for housing in a renewed measure to ease soaring…