One generation handing the baton off to the next. 

In a meeting laden with generational implications, Fiserv Automotive officials laid out their vision for the future of auto finance technology yesterday, and that vision starkly frames the generational divide. 

"It is going to be a whole different experience for our kids," said Kevin J. Collins, president of Fiserv Lending Solutions, which houses the technology company's auto finance IT operations. 

Even the participants…