Below is a snapshot of the 10 cities with the highest average credit scores and the 10 cities with the lowest average credit scores in the U.S. Credit scores translate the information in your credit report into a simple number. The VantageScore listed below uses a 501- 990 scoring range.
http://www.experian.com/live-credit-smart/live-credit-smart.html
Does the info include the profit from the difference between the contract rate and the buy rate? What safeguards are there for the banks to keep the customer from getting screwed by a high contract rate or dealer add-on packages included in the financing? Such as lim iting the contract to 200 basis points over the buy rate? etc.