Browsing four football fields full of used cars, trucks, and SUVs could be just as daunting a task as finding a needle in a haystack — or procuring finances for said auto. Not so at New Jersey State Auto Auction, which actually houses four football fields of used cars and also provides financing and guaranteed credit approvals.

The Jersey City-based auction has partnered with a handful of lenders -- including Credit Acceptance Corp., BMW Financial Services, TD Auto Finance, and Chase Auto Finance -- to ensure that everyone can get approved for a car loan on site, often within minutes.

“Banks have been so restrictive over the past few years, so we are proud to say we are able to accept all credit,” said Don Tozer, manager of internet sales at N.J. State Auto Auction.

The auction, which was founded in 1994, is open to the public every Saturday. Potential buyers can peruse the lot weekdays and online at www.njstateauto.com, where they can also complete a loan application.