The auto loan rejection rate climbed to 11.4% in the last quarter of 2024, the highest level since the Federal Reserve Bank of New York started measuring it in 2013. Alongside soaring monthly payments hitting all-time highs and delinquencies remaining above 2009 historical levels, it’s imperative for auto finance providers to adopt innovative solutions that help enhance approval rates without increasing risk exposure.

In 2025, auto finance originations are projected to grow a modest 2.7% year-over-year, the lowest among consumer credit products. Gain invaluable insights and practical strategies to capture market share effectively! Don’t let your competitors outpace you in a fiercely competitive landscape—join us for an actionable webinar that will empower you to tackle these pressing challenges head-on!

What’s in it for You?

This dynamic session will arm you with cutting-edge strategies for leveraging advanced analytics and credit risk decisioning tools powered by AI and Machine Learning. We will focus on boosting automated loan approvals and reducing overall loan rejection rates while maintaining healthy margins and risk profile. Here’s what you can expect to learn:

• AI-Driven Loan Structuring: Discover how to tap into AI and Machine Learning to identify optimal loan structures that not only boost approval rates but also keep risk exposure in check.
• Agile Risk Decisioning: Equip yourself with tools to swiftly adapt your credit models and decision rules in a fast-paced market environment.
• Joint Scenario Simulation: Learn the advantages of joint scenario simulation using integrated credit risk decisioning and pricing optimization platform to prepare for anticipated market shifts.
• Enhanced Forecasting Analytics: Unlock the potential of AI-driven analytics to improve risk management, optimize approval rates, and decrease manual underwriting tasks.