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Uptick in auto refinance could hurt dealers’ F&I profits

Credit unions held 67% of auto refinance market share in 2023

James Van BramerbyJames Van Bramer
January 13, 2025
in Risk Management
Reading Time: 9 mins read
0

As interest rates ease from record highs, increased auto refinancing could cut into finance and insurance profits for dealers.  Dealers are more likely to lose out on F&I revenue when an auto loan is refinanced since products like guaranteed asset protection (GAP) are tied to the loan, not the vehicle, Brian Jones, chief executive of […]

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Tags: auto refinanceCredit UnionsGravity LendingPremiumValley Strong Credit Union
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