there are many online financial tools that can be used to reduce the cumbersome activities while shopping online or making payments online.one of these is Billeo which has one many awards for its effectiveness.it provides a password manager which saves all the passwords from various shopping sites and bank accounts, along with providing a unique password for each account.it also auto fills forms at online checkout counters.it creates a budget, keeps a track of transactions and reminds you of outstanding bills taht need to be paid. it has a downloadable toolbar that can be downloaded free of cost.