Management
Putting the Experience Into Auto Finance
Why is it that auto finance isn’t more about the auto? Let me explain the question, which I have been...
Preparing Risk Tools for 2020 ― Today
In auto finance, the concept of risk management boils down to creating profitable ― not perfect ― predictions about whether...
The Building Blocks of Corporate Risk Management
While underwriting is known for the “three Cs” ― credit, capacity, and collateral ― corporate risk can best be boiled...
Bolstering Reputational Risk Protocol ― Before the Need Arises
The Consumer Financial Protection Bureau, the Department of Justice, and other regulators have made it clear in recent weeks that...
Tips for Monitoring Dealer Compliance
Monitoring the behavior of another company and its employees may seem difficult, but with the right data and tracking, it’s...
The Warning Against ‘Aggressive’ Underwriting Goes Alternative
Times are good for lenders, but will an interest rate hike, expected later this year, or an economic downturn, end...
By How Much Will Interest Rates Increase?
More than a few lenders have been holding their breath, anticipating a notable increase in interest rates. They might want...
Millennials ‘Just Didn’t Know’ Credit Unions’ Offerings
There is often debate about what millennials think/want/need from financial services providers. But rarely do you hear from millennials on the...
