Risk Management
Fed holds rates, sees slower growth and higher inflation
Federal Reserve officials held their benchmark interest rate steady for a second straight meeting, though they telegraphed expectations for slower...
Credit availability up 3%, ATPs inch up
Credit availability and affordability improved year over year, despite average transaction prices inching up as tax refund season arrives and...
Americans see growing risk they’ll get turned down for loans
A growing share of US consumers say they’re not seeking loans because they expect to be refused amid tight credit...
Arivo taps refi to grow originations in 2025
Subprime lender Arivo Acceptance is looking to ramp up its refinance product, a move that will help the company double...
Undocumented subprime borrowers pose risk to Wall Street
Marcelo Rodriguez is in the middle of a chain of lending that has connected Wall Street to New York’s Spanish-speaking...
Rate of 60-day delinquencies up, but slowing
Auto delinquencies continued to rise year over year in the fourth quarter, but the pace has stabilized. The percentage of...
Arra Finance targets speed, dealer ties for growth
Arra Finance is emphasizing speed and strong dealer relationships as it pursues significant growth in the subprime lending market this...
Podcast: Tariff uncertainty hits auto; gen AI use picks up
Tariff uncertainty continues to disrupt the auto industry; companies increasingly rely on AI for innovation and efficiency. The auto industry...
