After student loan payments restart, 1.4 million Americans risk defaulting on debt
The resumption of federal student loan payments will likely cause a spike in delinquencies on all kinds of household credit, ...
Tag: TransUnion
Auto industry fraud exposure stands at $1.8B
Synthetic identity fraud exposure in the auto finance industry reached an all-time high in the first half of the year, ...
Captives gain new-vehicle finance share
Captive finance companies regained new-vehicle financing market share in the second quarter amid an uptick in incentives. Captives accounted for ...
Credit scores got a boost in pandemic but lenders should be wary
The jump that many Americans saw in their credit scores over the past three years may be painting too rosy ...
Used-vehicle loan LTVs, negative equity climb
More consumers are prone to negative vehicle equity on used-vehicle loans on the heels of climbing loan-to-value ratios at the ...
Vintage used-vehicle loan performance worsening faster than new-vehicle
Credit performance on used-vehicle loans originated in Q2 2022 is deteriorating at a quicker rate compared with used-loan vintages. Meanwhile, ...
TransUnion, NAACP encourage financial education in underserved communities
Underserved and credit-invisible communities lack the resources and access to credit to properly build a history to reach their financial ...
Lease penetration halved in 2022
More consumers are opting to end their leases early and finance their next vehicle, driving down lease penetration and further ...
