Federal Reserve announces emergency meeting on auto lending regulations • Click for details

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Author: Amanda Harris

Author: Amanda Harris

After FTC letter, dealers must review pricing practices

Auto dealers, manufacturers and lenders must ensure vehicle pricing and advertising is clear after the FTC

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Capital One: 3 ways to lean into AI responsibly 

Ensuring technology aligns with regulatory guardrails, addressing potential pitfalls in AI-driven information sharing and aligning innovation

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Podcast: Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance 

AI adoption is changing how auto finance companies approach efficiency gains and how the industry scales,

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NMAC CEO Kevin Cullum to join fireside chat at Auto Finance Summit East 

Auto Finance News is pleased to announce that Kevin Cullum, president and chief executive of Nissan

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Lower rates boost vehicle affordability but subprime defaults climb

Auto lenders are offering competitive interest rates and shifting their lending strategies to help customers even

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Strong seasonality drives up used-car values (Big Wheels) 

Used-vehicle values rose during the first quarter, after declining at the end of 2025, due to

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Chase Auto head of private label captive finance on growth, competition 

A rise in AI and technology adoption, shifting EV strategies and competition in the automotive market

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FTC issues warnings against deceptive price advertising  

The Federal Trade Commission is cracking down on dealership advertising and pricing practices in a wave

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Credit Union Auto Lending Surges

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Market Data

Auto Loan Rate Index

Today

6.85%

+0.15%

Lease Penetration

MTD

28.4%

+2.1%

Subprime Approvals

MTD

42.7%

-1.3%

Days to Finance

MTD

718

+3

Days to Finance

MTD

38

+2

Days to Finance

MTD

142 bps

-8

Last updated: March 30, 2026, 2:45 PM EST

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