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Category: Spotlight

Category: Spotlight

Chase Auto head of private label captive finance on growth, competition 

A rise in AI and technology adoption, shifting EV strategies and competition in the automotive market

Amanda Harris
  • March 18, 2026

CAC former CEO Ken Booth says tech, disciplined approach are key 

In Ken Booth’s more than 20 years at Credit Acceptance Corp., he has focused on technology

Amanda Harris
  • December 4, 2025

Volkswagen Financial CEO prioritizes leasing, EV strategy, Wells Fargo transition in 2026  

Volkswagen Financial Services will lean further into leasing in 2026. Ernst Jan van Eijkelenburg, president and

Amanda Harris
  • November 14, 2025

Chase Auto CEO talks OEM relationships, AI investment 

Chase Auto is eyeing growth through expanded relationships with manufacturers and dealers along with improved customer

Amanda Harris
  • May 28, 2025

SCUSA CFO talks steady underwriting, growth focus

Santander Consumer USA is taking a steady approach to underwriting and pricing amid fluctuating consumer demand,

Amanda Harris
  • May 22, 2025

GM Financial’s Berce reflects on legacy of culture, innovation 

Dan Berce’s creation of a company culture that supports technological innovation, risk-based decision-making and long-standing tenure

Amanda Harris
  • March 20, 2025

SCUSA’s Jotanovic looks to capture pent-up demand in 2025

Santander Consumer USA aims to capitalize on a rise in auto demand in 2025 by using

James Van Bramer
  • February 10, 2025

How USAA is investing in tech to speed the loan process  

USAA is implementing new technology to speed the loan application and approval process as the lender

Amanda Harris
  • January 15, 2025

Credit Union Auto Lending Surges

David Thompson

  • 4 hours ago
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Market Data

Auto Loan Rate Index

Today

6.85%

+0.15%

Lease Penetration

MTD

28.4%

+2.1%

Subprime Approvals

MTD

42.7%

-1.3%

Days to Finance

MTD

718

+3

Days to Finance

MTD

38

+2

Days to Finance

MTD

142 bps

-8

Last updated: March 30, 2026, 2:45 PM EST

View Complete Market Report →

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How AI is Transforming Credit Decisions in Auto Lending

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Q1 2026 Auto Loan Performance Review

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