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Category: Under The Hood

Home » Magazine » Under The Hood » Page 2

New NYDFS chief fleshes out third-party risk

Deficient risk-management procedures create new risk threats. That premise, backed by evidence from examinations conducted by

Marcie Belles

States double down on financial literacy (Under the Hood)

The nation’s largest city is gearing up for an in-school banking program to enhance financial literacy

Marcie Belles

Porsche ABS deal reveals changes in luxury market (Under the Hood)

Porsche Financial Services‘ latest loan securitization was its smallest since the captive reentered the ABS market

Marcie Belles

Caught in Tricolor’s crossfire: A first-person account

Terralyn Montgomery considered her Tricolor Auto purchase a blessing. Montgomery had fallen on hard times —

Marcie Belles

Refis making 90-month terms more acceptable

Consumers need more than interest rate savings to make refinancing worthwhile. Despite increasing reliance on 72-month

Marcie Belles

Gaming elements boost app stickiness (Under the Hood)

Many auto finance apps allow consumers to search for vehicles and manage payments, but they fall

Marcie Belles

High-income auto consumers at risk for default (Under the Hood)

A $2,400-a-month payment was enough to derail rapper MC Hammer’s auto loan, prompting JPMorgan Chase Bank

Marcie Belles

Investment in auto fintechs totals $1.9B through June (Under the Hood)

Investors pumped $1.9 billion of capital into auto fintechs through June as the average transaction size

Marcie Belles

Credit Union Auto Lending Surges

David Thompson

Daily Intelligence Brief

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Market Data

Auto Loan Rate Index

Today

6.85%

+0.15%

Lease Penetration

MTD

28.4%

+2.1%

Subprime Approvals

MTD

42.7%

-1.3%

Days to Finance

MTD

718 +3

Days to Finance

MTD

38 +2

Days to Finance

MTD

142 bps

-8

Last updated: March 30, 2026, 2:45 PM EST

1 How AI is Transforming Credit Decisions in Auto Lending

David Thompson

2 The Rise of Direct-to-Consumer Auto Finance

David Thompson

3 Q1 2026 Auto Loan Performance Review

David Thompson

4 Navigating the New Regulatory Landscape

David Thompson

Tesla announces new fleet financing program

EV Finance

Category: Under The Hood

Category: Under The Hood

New NYDFS chief fleshes out third-party risk

States double down on financial literacy (Under the Hood)

Porsche ABS deal reveals changes in luxury market (Under the Hood)

Caught in Tricolor’s crossfire: A first-person account

Refis making 90-month terms more acceptable

Gaming elements boost app stickiness (Under the Hood)

High-income auto consumers at risk for default (Under the Hood)

Investment in auto fintechs totals $1.9B through June (Under the Hood)

Credit Union Auto Lending Surges

Daily Intelligence Brief

Market Data

Auto Loan Rate Index

Today

6.85%

+0.15%

Lease Penetration

MTD

28.4%

+2.1%

Subprime Approvals

MTD

42.7%

-1.3%

Days to Finance

MTD

718

+3

Days to Finance

MTD

38

+2

Days to Finance

MTD

142 bps

-8

Last updated: March 30, 2026, 2:45 PM EST

Editor's Picks

1

How AI is Transforming Credit Decisions in Auto Lending

2

The Rise of Direct-to-Consumer Auto Finance

3

Q1 2026 Auto Loan Performance Review

4

Navigating the New Regulatory Landscape

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Navigating the Margin Squeeze: EVs, Tariffs & Pricing — A Q&A with Earnix

Enhancing credit approaches to boost conversion and dealer loyalty

Tesla announces new fleet financing program