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Category: Powersports Finance News

Category: Powersports Finance News

Octane originations up 29% to $2.1B in 2025

Octane accelerated loan growth in 2025 as the fintech lender expanded dealer relationships, increased prime lending

Johnnie Martinez II

Thor incentives increase 6% YoY in Q2

Thor Industries increased its promotional and rebate liabilities year over year in the second quarter of

Johnnie Martinez II

New boat registrations down 18% YoY

Following a year of uncertainty in the powersports and marine industries, marine lenders are tapping into

Johnnie Martinez II

Camping World F&I revenue down 6.4% YoY

RV dealer group Camping World’s finance and insurance revenue declined in the fourth quarter as RV

Johnnie Martinez II

Lenders, OEMs renew partnerships

Powersports lenders Synchrony and Sheffield Financial have renewed long-standing partnerships with OEMs Polaris and Triumph, respectively.

Auto Finance News, AI-assisted

Marine lenders managing lien perfections, defaults as repos rise, laws change

Marine lenders must take a state-by-state approach to lien perfection, repossession and deficiency recovery to protect

Johnnie Martinez II

Sonic F&I revenue rises 13% YoY in 2025

Auto retailer Sonic Automotive’s finance and insurance revenue increased despite a slowdown in new- and used-auto

Johnnie Martinez II

Harley-Davidson may get cut to junk by S&P after earnings report

Harley-Davidson Inc.’s credit ratings may get cut to junk status after the motorcycle maker posted weaker-than-expected

Bloomberg News

Credit Union Auto Lending Surges

David Thompson

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Market Data

Auto Loan Rate Index

Today

6.85%

+0.15%

Lease Penetration

MTD

28.4%

+2.1%

Subprime Approvals

MTD

42.7%

-1.3%

Days to Finance

MTD

718

+3

Days to Finance

MTD

38

+2

Days to Finance

MTD

142 bps

-8

Last updated: March 30, 2026, 2:45 PM EST

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